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If there’s one thing business managers could use more of, it’s time and money. Time to get work done, money to pay for it all -- the challenge is using your time and money wisely and getting the most productivity out of your day. There are several business productivity apps out on the market that can help you track your time and expense reports in a way that makes it clear where you can tighten up efficiencies. Here are a few that stand out.ExpensifyExpensify bills itself as an app that can help generate “expense reports that don’t suck” -- brilliant! It’s a time tracker combined with a sophisticated expense report tracker that anyone managing a mobile workforce would appreciate. Scan receipts with your phone, plug in the time spent on tasks, and e-mail PDFs of reports to anyone.BillingsTouchBillingsTouch is a mobile app that helps you track time, expenses and mileage from your mobile device. You can create invoices and add payments with it as well. A sync option is available in the paid version.YastWith Yast, you can clock in or out with just one tap on your mobile device, and more than one user can track the same project. It also offers simultaneous timers and the ability to write comments on each task. Another handy feature is that it shows the project path for whatever you’re working on. It’s a simple, attractive app.Costs vary on all of these, so check out the lite versions and see what works for you. What other productivity apps are useful for your business?